Economics Notes

What These Are

These are reference notes - not essays. Each one explains a single economic concept: what it is, why it exists, and how it shows up in the world around you.

They are intentionally value-neutral. They do not argue for or against any policy. They simply describe how something works, so that when you encounter the concept in a full article or in the news, you already know the mechanism.


The Notes

The Invisible Hand

How self-interest, without central direction, coordinates production to meet the needs of millions of strangers.

By Anna Karina

Schumpeterian Profits

The temporary surplus earned by innovators who introduce something new - and why it disappears.

By Anna Karina

Giffen Goods

The rare case where a price increase leads people to buy more - because the good absorbs so much of their budget.

By Anna Karina

Markets

What markets are - not a place, but a process of voluntary exchange that coordinates the plans of strangers.

By Anna Karina

Microeconomics

The study of individual choices - how people decide what to buy, firms decide what to produce, and markets coordinate both.

By Anna Karina

Macroeconomics

The study of the economy as a whole - growth, inflation, unemployment, and the policies that influence them.

By Anna Karina

Poverty

What poverty is, how it is measured, and why it has collapsed in the modern era - but not everywhere.

By Anna Karina

Veblen Goods

Goods for which demand rises as the price rises - because the high price is the point.

By Anna Karina

Elastic and Inelastic Demand

How much does quantity change when the price changes? The answer determines who pays a tax and whether a price hike kills sales.

By Anna Karina

Supply & Demand

The pattern behind nearly every price: when something is scarce relative to demand, the price rises. When it is plentiful, the price falls.

By Anna Karina

Prices

Prices are not random numbers. They are messages that coordinate what gets produced and who gets it.

By Anna Karina

Opportunity Cost

The real cost of any choice is not what you spend. It is what you give up.

By Anna Karina

International Trade

Why both sides win when countries trade - and why it looks like one side is losing.

By Anna Karina

Money & Currency

What money actually is - not wealth, but a tool. And the seven attributes that make something useful as money.

By Anna Karina

Interest Rates

The price of time - how interest coordinates borrowing, saving, and investment across the economy.

By Anna Karina

Modern Monetary Theory (MMT)

What MMT actually says about how sovereign currency works - and what it does not say.

By Anna Karina

Marginal Analysis

Economics happens at the margin - the difference between one choice and the next, not the average or the total.

By Anna Karina